Investors criticize the SEC as XRP gets spotlighted in a USA Report as the smartest $500 crypto buy, sparking fresh debate on its growth potential.
The growth potential of XRP has been questioned in light of a recent analysis that named it the “smartest cryptocurrency to buy with $500 right now.”
A well-known cryptocurrency investor voiced their opinion, criticizing the SEC and its supporters for their part in attempting to sabotage Ripple.
Investor Supports XRP, Slams SEC, Calls It Best Investment, Per USA Report
Rob Cunningham, a cryptocurrency investor, attacked the SEC, JPMorgan officials, and other organizations for trying to thwart Ripple’s attempts to gain traction.
This followed the USA Report’s designation of the altcoin as the current top $500 cryptocurrency investment.
If XRP is the smartest cryptocurrency to buy with $500 (at $3 today), how smart was it to buy XRP at $0.25 when the “in-crowd” was calling it a “shit coin” and “our friends” at the @SECGov – cheered on by @jpmorgan’s Jamie Dimon, Massachusett’s @SenWarren & the @federalreserve’s… https://t.co/WZYUs2jkeI
— Rob Cunningham | KUWL.show (@KuwlShow) August 4, 2025
After years of legal challenges, USA Report examined why XRP might be a promising long-term investment.
According to the story, President Trump signed the GENIUS Act into law, establishing a precise structure for stablecoins tethered to the dollar.
The publication claims this represents a substantial change from the previous administration’s anti-crypto onslaught and gives the industry new legitimacy.
According to USA Report, XRP stands out because it prioritizes resolving real-world problems in cross-border payments over creating speculative decentralized apps (dApps).
Because of its speed and incredibly low transaction fees (0.00001 XRP), XRP enables users to send money globally without relying on cumbersome, conventional intermediaries.
The paper also noted that the ecosystem benefits from Ripple’s introduction of RLUSD, its stablecoin backed by the dollar.
The cryptocurrency has been identified as a leading candidate for Bank of America’s stablecoin initiatives.
This supports the altcoin’s high utility even more.
Crypto Experts Discuss XRP’s Anticipated Gains
The recent USA Report sparked discussion among bitcoin analysts and investors.
This follows an already positive opinion around XRP due to its previous achievements.
A cryptocurrency influencer brought to light the calculation of the potential profits for investors who follow this purchase signal.
They disclosed that, at $2.89, a $500 investment today would purchase about 173 XRP.
Over $17,000 in returns might result from XRP reaching $100 by 2030.
However, he pointed out that investing the same $500 in Bitcoin at roughly $114,000 would only purchase about 0.0043 BTC, increasing to about $2,100 if Bitcoin reaches $500,000.
Additionally, Good Morning Crypto emphasized XRP’s practical use, setting it apart from currencies that depend on speculative dApp ecosystems.
The importance of widespread coverage was even mentioned by Digital Asset Investor, who hinted that increased public knowledge would spur further adoption.
New developments include the SEC’s recent opening of public comments on Bitwise Crypto Index Fund, including XRP, and Grayscale’s Digital Large Cap Fund, which holds almost 6% of XRP.
The August 22 deadline for comments raises the possibility that the first spot XRP ETF may be approved shortly after.
This might increase XRP’s growth potential by generating new institutional demand.
